Financial Services

PenFed is proud to partner with Reserve Officer Association (ROA) to offer our superior financial service products, at superior rates with superior member service.  As a member of ROA, you are eligible for PenFed membership giving you exclusive access to award winning products and services.
Explore the many low-rate and high yield financial service options that are available for ROA members including auto loans, credit cards, share, and certificate accounts. Sign up with PenFed and support ROA today!

 

ROA PenFed Defender American Express® Card

  • 1.5% cash back on every purchase
  • Rewards are unlimited and cash back is automatically credited to your account every month
  • Absolutely no fees  
  • No penalty APR

Learn More

 

 

 

 

 

 

 

ROA PenFed Platinum Cash Rewards Visa®

  • 5% cash back on gas purchases paid at the pump with a qualifying PenFed product* or 3% cash back on gas paid at the pump
  • Rewards are unlimited and cash back is automatically credited to your account every month
  • No Foreign Transaction Fee          

Learn More

ROA PenFed Platinum Rewards Visa Signature® Card

  • 5 points on gas purchases paid at the pump
  • 3 points on supermarket purchases   
  • 1 point on all other purchases
  • Rewards are unlimited
  • No Foreign Transaction Fee
  • No Annual Fee

Learn More

 

 

 

 

 

 

 

 

Federally Insured by NCUA.  Offers current as of November 2013 and are subject to change.
* PenFed qualifying products include: An active checking account with direct deposit ($250 min.); a money market certificate or IRA certificate; a mortgage; an installment loan (auto loans, boat loans, motorcycle loans, travel trailer loans, personal loans); an equity loan or equity line of credit; thrifty credit service, personal line of credit, money market savings accounts.