Gray Area Retirees - National Guard and Reserve servicemembers who have completed 20 years for retirement will not collect their retired pay until they reach early retirement or are age 60. These individuals are referred to as "Gray Area" Retirees. Approximately 6 months to 90 days prior to their 60th birthdate (or early retirement age) “Gray Area Retirees” must apply for their retirement pay.
The branch of service in which they last performed military service is responsible for validating the servicemembers retirement points. Once this process is complete the branch of service will send the servicemembers retirement pack to the Defense Finance and Accounting Service for continued payment of retirement benefits.
Once retirement orders for the “Gray Area Retiree” are processed DFAS will conduct a confirmation calculation of the servicemembers completed service record. This confirmation, on average, takes between 90 to 180 days. During this time the servicemember will not receive any payment of benefits.
Please take a quick one-question survey that tells ROA how long you waited for your first paycheck. CLICK HERE